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Racheal Kugonza - Our team at MMAKS Advocates

Racheal Kugonza

Legal Associate
Property, Banking and Finance
Phone 1: +256 393 260 017
Phone 2: +256 393 260 330
Email: kugonza@ug.aln.africa


Racheal works with the Property, Banking and Finance Team. She advises several local and international lenders, borrowers, funds and DFI’s in their financing and project development transactions in Uganda. In addition to her banking and finance expertise, Racheal advises an array of clients on commercial laws in Uganda.

She previously worked with Yiga Advocates and the Norwegian Refugee Council. Racheal holds an LLB (Hons) degree from Makerere University, Kampala and a Post Graduate Diploma in Legal Practice from the Law Development Centre.


  •  Advocate of the High Court of Uganda

  • Member, Uganda Law Society.

  • Member, East African Law Society


  • Postgraduate Diploma in Legal Practice, Law Development Centre (Uganda)

  •  LLB (Hons), Makerere University, Kampala

Career summary

  • NOV 2021 - DATE                   Associate, MMAKS Advocates

  • SEP 2019 - OCT 2021             Legal Trainee, MMAKS Advocates

  • JUN 2018 - JUNE 2019            Project Assistant ICLA – Norwegian Refugee Council

  • DEC 2017 - MAY 2018            Associate, Yiga Advocates

  • APR 2017 - MAY 2017            Clerkship Student, MMAKS Advocates


  • Banking and Finance

  • Corporate Advisory

  •  Employment


  • Involved in the day-to-day preparation, drafting, perfection and review of various finance documents including local security documents and all related documentation.

  • Involved in writing legal opinions on different legal matters including stamp duty related issues, land ownership, the tenures system in Uganda, the banking regime in Uganda and online payments and cross border remittance services.

  • Involved in the preparation and registration of securities on a day-to-day basis for some of the top commercial banks in Uganda and Kenya and keeping the banks updated on the status of their matters.